Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Last updated: July 30, 2026
Please read these terms and conditions carefully before using Our Service.
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
For the purposes of these Terms and Conditions:
Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
Account means a unique account created for You to access our Service or parts of our Service.
Jurisdiction refers to: the State of New Hampshire, United States of America
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Kerdalyst Software Solutions, LLC, 15 Prospect Hill Rd, Walpole, NH 03608.
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Feedback means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of our Service.
Free Trial refers to a limited period of time that may be free when purchasing a Subscription.
Service refers to the Website.
Subscriptions refer to the services or access to the Service offered on a subscription basis by the Company to You.
Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
Website refers to StudiGEMS, accessible from https://www.studigems.com
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
User Content means any text, files, images, documents, or other material that You upload, submit, or transmit to or through the Service.
AI Output means any text, summaries, study guides, flashcards, or other content generated by the Service's artificial intelligence features in response to Your inputs or User Content.
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.
By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.
You represent that You are at least 18 years of age. The Company does not permit those under 18 to use the Service. If You are under 18, You must not create an account or use the Service. If We discover that a user is under 18, We will terminate their account and delete their data promptly.
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.
The Service or some parts of the Service are available only with a paid Subscription. You will be billed in advance on a recurring and periodic basis (such as daily, weekly, monthly or annually), depending on the type of Subscription plan you select when purchasing the Subscription.
At the end of each period, Your Subscription will automatically renew under the exact same conditions unless You cancel it or the Company cancels it.
You may cancel Your Subscription at any time by visiting Your Account settings page and using the one-click cancellation option, or by contacting Us at info@studigems.com. Cancellation takes effect at the end of Your then-current billing period, and You will retain access to the Service until that date.
You will not receive a refund for fees already paid for the current Subscription period, except where required by applicable law (see Refunds below and the EU Consumer Rights section).
We will send You a reminder notice at least 7 days before any annual Subscription auto-renews, to the email address on file for Your account.
You shall provide the Company with accurate and complete billing information including full name, address, state, zip code, telephone number, and a valid payment method information.
Should automatic billing fail to occur for any reason, the Company will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice.
The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period.
The Company will provide You with at least 30 days' prior written notice (by email to the address on file) of any change in Subscription fees. If You do not cancel Your Subscription before the fee change takes effect, Your continued use of the Service will constitute acceptance of the new fee. If You do not accept the new fees, You may cancel Your Subscription at any time before the change takes effect without penalty.
Except when required by law, paid Subscription fees are non-refundable.
Certain refund requests for Subscriptions may be considered by the Company on a case-by-case basis and granted at the sole discretion of the Company.
EU/EEA and UK Consumers — Right of Withdrawal: If You are a consumer located in the European Union, European Economic Area, or United Kingdom, You have the right to withdraw from a digital service contract within 14 days of purchase without giving any reason (the "cooling-off period"). However, by accessing the Service immediately upon purchase, You expressly consent to waive this right and acknowledge that You will lose the right of withdrawal once the service has been fully performed. Where applicable law does not permit such waiver, We will process refund requests within the statutory period.
The Company may, at its sole discretion, offer a Subscription with a Free Trial for a limited period of time.
You may be required to enter Your billing information in order to sign up for the Free Trial.
If You do enter Your billing information when signing up for a Free Trial, You will not be charged by the Company until the Free Trial has expired. On the last day of the Free Trial period, unless You canceled Your Subscription, You will be automatically charged the applicable Subscription fees for the type of Subscription You have selected.
The Company reserves the right to modify the duration, terms, or availability of Free Trial offers. For material changes that affect an ongoing Free Trial (such as converting it to a paid subscription earlier than disclosed), We will provide You with at least 5 days' prior notice by email.
When You create an account with Us, You must provide Us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account on Our Service.
You are responsible for safeguarding the password that You use to access the Service and for any activities or actions under Your password, whether Your password is with Our Service or a Third-Party Social Media Service.
You agree not to disclose Your password to any third party. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account.
You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than You without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.
You assign all rights, title and interest in any Feedback You provide the Company. To the maximum extent permitted by applicable law, You waive any moral rights You may have in such Feedback. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such Feedback without restriction.
Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.
The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.
We may suspend or terminate Your Account and access to the Service at any time, without prior notice or liability, if You breach these Terms or engage in conduct that We reasonably determine to be harmful to the Service, other users, or third parties (including but not limited to violations of the Acceptable Use Policy below). For remediable breaches, We will endeavor to provide You with written notice and a 10-day opportunity to cure before termination, except where immediate termination is necessary to prevent harm or protect the security of the Service.
Account Deletion by You: You may request deletion of Your Account at any time by visiting Your Account settings and selecting "Delete Account," or by emailing Us at info@studigems.com. Upon receiving a valid deletion request, We will delete or anonymize Your personal data within 30 days, except for data We are required to retain by applicable law (such as financial transaction records, which may be retained for up to 7 years). Deletion of Your Account is irreversible.
Data Export: Before deleting Your Account, You may export Your User Content by visiting Account settings. We will keep Your account accessible for 30 days after a cancellation (not for-cause termination) to allow for data export.
Upon termination for any reason, Your right to use the Service will cease. Any Subscription fees paid for the then-current billing period are non-refundable except as required by law.
Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven't purchased anything through the Service.
To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose. Nothing in these Terms excludes or limits the Company's liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, gross negligence or willful misconduct, or any other liability that cannot be excluded or limited by applicable law.
Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party's liability will be limited to the greatest extent permitted by law.
The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
Without limiting the foregoing, neither the Company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
These Terms shall be governed by and construed in accordance with the laws of the State of New Hampshire and the applicable federal laws of the United States, without regard to its conflict of law provisions. For any dispute that is not subject to arbitration (see Disputes Resolution below), You and the Company consent to the exclusive personal jurisdiction of the state and federal courts located in Cheshire County, New Hampshire.
Nothing in this section limits the rights of consumers in jurisdictions where mandatory consumer protection laws apply, including the European Union, United Kingdom, Brazil, Canada, Australia, and other applicable regions.
Informal Resolution: Before initiating any formal dispute, You agree to contact Us at info@studigems.com with a written description of Your claim and the relief sought. We will attempt to resolve the dispute informally within 30 days of receiving notice. If the dispute is not resolved within 30 days, either party may proceed to formal dispute resolution.
Venue: Any formal dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of these Terms, shall be determined by the state or federal courts located in Cheshire County, New Hampshire. You and the Company consent to the exclusive personal jurisdiction and venue of these courts.
Small Claims: Either party may bring an individual action in small claims court for claims within the court's jurisdictional limits.
EU/UK Users: If You are a consumer resident in the European Union or United Kingdom, nothing in this section prevents You from bringing claims before the courts of Your country of residence or using the EU Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr.
If You are a consumer resident in the European Union or European Economic Area, You benefit from the mandatory consumer protection provisions of the law of Your country of residence. Nothing in these Terms limits or excludes rights You have under applicable EU law.
Your GDPR Rights: If You are located in the EU/EEA or UK, You have the right to: (i) access the personal data We hold about You; (ii) request correction of inaccurate data; (iii) request deletion of Your data (subject to legal retention obligations); (iv) restrict or object to our processing of Your data; (v) receive Your data in a portable format; and (vi) lodge a complaint with Your local data protection supervisory authority.
Supervisory Authorities: A list of EU data protection supervisory authorities is available at edpb.europa.eu. The UK supervisory authority is the Information Commissioner's Office (ico.org.uk).
If You are a U.S. federal government end user, our Service is a "Commercial Item" as that term is defined at 48 C.F.R. §2.101.
You represent and warrant that (i) You are not located in a country subject to a U.S. government embargo or designated as a "State Sponsor of Terrorism" by the U.S. Department of State; (ii) You are not named on the U.S. Department of Treasury's Office of Foreign Assets Control (OFAC) Specially Designated Nationals list, the U.S. Department of Commerce Bureau of Industry and Security (BIS) Entity List, or any other applicable U.S. government list of prohibited or restricted parties; and (iii) You will not use the Service in any manner that would violate U.S. export control laws or regulations, including the Export Administration Regulations (EAR). We reserve the right to suspend or terminate accounts determined to be in violation of this section.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.
By using the Service, You agree not to:
Upload, submit, or transmit any User Content that infringes the intellectual property rights of any third party, including copyrighted textbooks, course materials, or other protected works You do not have the right to use;
Use the Service or AI Output to engage in academic dishonesty, including but not limited to submitting AI-generated content as Your own original work in violation of Your educational institution's academic integrity policies;
Attempt to reverse engineer, decompile, disassemble, or extract the source code of the Service or its AI components;
Use automated means (bots, scrapers, crawlers) to access, scrape, or extract data from the Service without Our express written permission;
Attempt to circumvent, disable, or interfere with security features of the Service;
Impersonate any person or entity, or falsely represent Your affiliation with any person or entity;
Resell, sublicense, or otherwise commercialize access to the Service without Our prior written consent;
Use the Service in any way that violates any applicable local, state, national, or international law or regulation;
Upload or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, obscene, or otherwise objectionable;
Collect or harvest personal information of other users without their consent.
Violations of this Acceptable Use Policy may result in immediate suspension or termination of Your account at Our sole discretion, without refund.
The Service may allow You to upload, submit, store, or transmit User Content. You retain all ownership rights in Your User Content. By submitting User Content to the Service, You grant the Company a non-exclusive, worldwide, royalty-free license to use, copy, store, process, and display Your User Content solely to the extent necessary to provide the Service to You.
You represent and warrant that You have all rights necessary to grant the licenses above, and that Your User Content does not infringe the intellectual property rights, privacy rights, or other rights of any third party. You are solely responsible for Your User Content.
The Service uses artificial intelligence features to generate AI Output based on Your inputs and User Content. AI Output is provided for informational and study assistance purposes only. The Company does not warrant the accuracy, completeness, or fitness for any particular purpose of AI Output. You should not rely on AI Output as a substitute for professional advice (academic, legal, medical, financial, or otherwise).
AI Training: We do not use Your User Content to train or fine-tune any AI models.
The Service and its original content (excluding User Content), features, and functionality are and will remain the exclusive property of the Company and its licensors. The Company's trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company.
We respect the intellectual property rights of others. If You believe that any content on the Service infringes a copyright You own or control, please submit a notice to Our designated DMCA agent at: Kerdalyst Software Solutions, LLC, 15 Prospect Hill Rd, Walpole, NH 03608 (info@studigems.com)
Your notice must comply with the requirements of 17 U.S.C. § 512(c)(3). We will respond to valid DMCA notices by removing or disabling access to the allegedly infringing content and may terminate accounts of repeat infringers.
You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and their respective officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to: (i) Your violation of these Terms; (ii) Your User Content; (iii) Your violation of any third party's rights, including intellectual property rights or privacy rights; or (iv) Your violation of any applicable law or regulation.
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by You, in which case You agree to cooperate with Our defense of such claim. You agree not to settle any such claim without Our prior written consent.
Neither party shall be liable to the other for any failure or delay in performance resulting from causes beyond their reasonable control, including but not limited to acts of God, natural disasters, pandemic, war, terrorism, civil unrest, government action, power outages, internet service provider failures, or third-party service provider outages. The affected party will provide prompt notice of the force majeure event and will use commercially reasonable efforts to resume performance as soon as practicable.
These Terms, together with Our Privacy Policy, constitute the entire agreement between You and the Company regarding the Service, and supersede all prior and contemporaneous agreements, representations, and understandings.
You may not assign or transfer Your rights or obligations under these Terms without Our prior written consent. We may assign or transfer Our rights and obligations to an affiliate or successor entity in connection with a merger, acquisition, or sale of assets, with notice to You.
Nothing in these Terms creates any agency, partnership, joint venture, or employment relationship between You and the Company. You do not have authority to bind the Company in any way.
Notices from the Company to You will be provided via email to Your registered email address or via in-app notification. Legal notices to the Company must be sent in writing to: Kerdalyst Software Solutions, LLC, 15 Prospect Hill Rd, Walpole, NH 03608, or by email to info@studigems.com with the subject line "Legal Notice."
These Terms and Conditions may have been translated if We have made them available to You on our Service.
You agree that the original English text shall prevail in the case of a dispute, except to the extent that applicable mandatory consumer protection law in Your country of residence requires otherwise.
We reserve the right to modify these Terms at any time. For material changes — including changes to pricing, data use, dispute resolution, or limitation of liability — We will provide at least 30 days' prior notice by email to the address registered to Your account and via a prominent notice within the Service. Non-material changes (such as typographical corrections or clarifications that do not affect Your rights) may take effect immediately upon posting.
If You do not agree to the revised Terms, You may cancel Your account before the effective date without penalty (see Subscription Cancellations above). Your continued use of the Service after the effective date of revised Terms constitutes Your acceptance of those Terms.
For EU/UK consumers, material changes to these Terms may require Your affirmative acceptance before continued use of the Service.
If you have any questions about these Terms and Conditions, You can contact us: